The Role of Desiree Perez and the Growth of Tidal

While many people may have at one time doubted the rise and growth of Tidal, Jay-Z has never thought that the company would go down. He bought it with hopes of providing unique services regarding music streaming. It is not simple for a new firm to establish itself in the field since there are businesses that have already developed. However, Jay-Z has been in the music industry for many years, and he knows the dynamics of the industry. He had to work smart and come up with strategies to ensure that the company succeeded.


There are many companies offering music streaming services which approached him to seal a deal, but with the strong negotiator Desire Perez, he could not be fooled. He has stood his ground and knew that the company would achieve great things. He made a decision to work with Desiree Perez who is an influential personality in the music industry. That is how he became smart and stood out from the crowd regarding making decisions. Now the lady of good character and hardworking has brought her competence, and as a result, things have now started working well. The company is now establishing itself quickly, and there are millions of music consumers trying to sign up for a free trial.

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Her creativity is what has made her push the company towards the right directions. She has the experience needed to run such businesses, and many customers can now appreciate her efforts in working to develop the talents of musicians. She has a way of sealing deals that are the best because of his strong negotiation skills. She is also able to bring people together so that they can be focused towards achieving similar goes.  Based in

Jay-Z made such a decision because he has worked with her and knows what she is capable of doing. She has been an associate of Jay-Z for a long time, and Jay-Z knows that she can bring sanity to the music industry. There are great and talented artists who are working with Tidal, and there is no doubt that the company is improving their services and membership is increasing.

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David Giertz’s Take on Social Security

In an interview, Veronica Dagher, David Giertz explains the importance of advisers speaking to their clients about social security. He says that a nationwide survey carried out by the Nationwide Financial Retirement Institute reveals that most advisers are not talking to their clients about social security. The survey targets retirees and imminent retirees.

Giertz claims that for client retention purposes, it is healthy for the adviser to engage their clients in wide social security talks or else they risk losing some of their unsatisfied clients. The survey also reveals the lurking discontentment among the retirees with 4 out of 5 people interviewed saying that they would change their advisers if they were not talking about social security.

Asked why most of the advisers are fond of avoiding the topic of social security, David Giertz alleged that the complexity surrounding the field is what causes misunderstanding. The social security handbook is stuffed with rules on Finra and consequently difficult to comprehend, causing most advisers to evade the topic. The book has over 2700 rules, which are difficult to understand. Discussing all of them with your client proves pointless.

Giertz claims that in as much as a client will move out if advisers don’t take deep interests in the matter, social advisers are still an important pillar in their retirement planning process on Spokeo. Social security makes 40% of the social retirement plan. He claims that those who enroll into social security early risk losing up to $300,000 over 25 years, and it’s advisable that clients take seriously social security advises.

About David Giertz

Giertz is the president of the National Financial Distributor Inc. The 52 years old is also the senior vice president of the National Financial Distribution and Sales at Nationwide Life Insurance Company since 2013.

Prior to joining the National Financial Distributors, he was the sales vice president of FI/WH for 4 years from 2009. He has served as the vice president-NF Sales (Bank Channel) for 5 years from 2004.

Learn more about David Giertz at

Arthur Becker Tech Investor

Many people have made their fortunes in investing. The obvious issue is where to invest. If you ask Arthur Becker, he would tell you either technology or real estate. The tech mogul started his career by building, managing, selling, and buying successful biotech and technology based businesses.

Mr. Becker is involved with various successful companies. Madison Technology group focuses on telecommunications. Becker became the manager of Madison in 1999. While involved with Madison, Arthur Becker co-founded ClearBlue Technologies. Both Madison and ClearBlue would eventually become a part of Atlantis. Atlantis handles trades involving company shares, capital, and real estate. In a report by Los Angeles Times, this group led Arthur Becker to choose to invest in over $500 million in real estate in New York which is his home state.

Arthur Becker was also involved with Impower which is a technology company that provides consulting services for governments. Advance Partners LLC provides financial advice services for Cendant Corporation and Global Switch based in the United Kingdom. These companies were introduced and supported by Becker in his roles as CEO and Manager of the various companies.

Becker was also the CEO of NaviSite. Navisite was founded in 1996 as a provider of managed services and colocation. This company introduced hosting and managing cloud services for enterprises under Becker’s management. Microsoft, Intel, and Sun Microsystems have all partnered with NaviSite. Time Warner Cable Company has become the parent company for Navisite, and it is now focusing on cloud computing offerings.

Today, Becker is still the Managing Director at the Madison and Atlantis companies, reveals NY Mag. He is also the CEO and Chairman at Zinio LLC. Some refer to Zinio LLC as the world’s largest digital magazine producer and distributor. Zinio offers magazines in 30 different languages on a variety of platforms such as iOS, Windows, Android, and Kindle. The Zinio digital app has delivered more than 500 million editions. These editions include over 1,300 publishers and over 6,000 different titles. For more information, see,

How Fabletics Has Changed How Women Shop Online

If you are not taking advantage of one of the best kept secrets concerning women’s sports apparel, head over to the Fabletics website and see how you can save a fortune buying sports clothing. Co-founded by Kate Hudson, Fabletics is an online sports apparel website where you get top-quality goods at wholesale pricing. Included with your order is free shipping, and the deals get better once you become a VIP member.


Fabletics is offering a special deal to first-time buyers, any sports apparel on the site for $25 with free shipping, no strings attached. Now once you take advantage of this incredible deal, you are going to want to return to the Fabletics website and get your VIP status. To do this, you have to take the Lifestyle Quiz, and then all your future orders are $49.95 with free shipping. Many of these three-piece sporting outfits run over a hundred dollars in retail outlets, so you enjoy paying a fraction of the price.


Every month after your receive your VIP membership the design team at Fabletics will hand-pick items for you based on the answers of your quiz. These outfits are all deeply discounted and shipped free, but you are under no obligation to buy those choices. If you love the selection made for you, agree to the pick. If you don’t like it, select another. If you don’t want to shop this month, select the skip this month feature and you are good until your shopper finds something else for you next month.


Here’s what women who have shopped at Fabletics say about their unique shopping experiences:


A reviewer at Trust Pilot says, “The prices are discounted, the sports apparel is exceptional quality, and I don’t have to pay shipping on any future orders. Each order I receive is better than the last! Now my oldest daughter is a fan too.”


A reviewer at A Foodie Stays Fit says, “Despite my personal shopper hitting the mark each month, I decided to choose my own three-piece yoga pants and couldn’t be happier with the purchase. The order process is streamlined and operators are always standing by to help.”


A reviewer at Krazy Coupon Lady says , “I bought the same set of yoga pants at the mall and paid three times the money. Now I can order from home any time and my order is shipped to me free. I recommend VIP membership to all my friends!”

Weekend #workout plan inspired by @gingerressler's high-power moves ????

A video posted by @fabletics on

Drink Wine and Make Money With Traveling Vineyard

Do you get tired of the rat race that most of us go through working boring jobs everyday? Well, don’t lose hope. There are other opportunity out there. Where you can make your own schedule, not spend all day answering to someone and finally take charge of your own life. You can live that freeing lifestyle by getting started working with Traveling Vineyard. And trust me, you won’t want to go back to your normal job after a taste of this life.

Traveling Vineyard essentially enables you become a wine seller from the comfort of your own home. You can work as much, or as little as you please based on your wants and needs from an income. All you have to do is order the starting supplies from Traveling Vineyard, learn the ropes, and get started. It’s as simple as that!

Even if you have never sold a thing in your life, this job won’t be a challenge. All over the country, Traveling Vineyard has regional events for you to meet others in the company that have been doing this for longer than you and can teach you some of their secrets.Supplemental Income

Once you’re all set up and ready to get started selling wine, you will also be matched with a regional leader. The leaders know what they are doing and have been doing this awhile, so it is best to take all the advice you can from them. They will also be there to support you throughout your career with Traveling Vineyard. So whatever questions you might have, you can count on them to be able to help you.

Traveling Vineyard has made become a successful wine salesperson easy for anyone trying to get into the business. The model that they have created to get you started is simple enough that even the most inexperienced person shouldn’t have much trouble getting the hang of it. All you have to do it sign up, place your order, and start earning.

So why not sign up? This could be the solution that you have been looking for to make your life more free and open to new opportunity. You will get to meet some great people, and learn a whole new skill set. Not to mention you also get to drink lots of wine!

Click here to learn more about The Traveling Vineyard.


Real Estate Leader Omar Boraie Funds A Cutting Edge Cancer Research Position

Omar Boraie has always been interested in doing what he can to make the town of New Brunswick, New Jersey a better place. One of the major ways that he has accomplished this is through his incredibly successful real estate business Boraie Development LLC. When Boraie first moved to the area in the early 1970s the city was not as bustling as it is now. In an interview he gave to business publication Wall Street Journal he noted that New Brunswick was a less dynamic place. As he put it people in New Brunswick were unable to enjoy walking around the city after a time as early as four in the afternoon. However Boraie put his real estate acumen to work and purchased and revitalized old properties. Since then his company has been part of a successful effort to bring a renaissance to New Brunswick’s real estate market, a welcome change to the atmosphere he encountered in the 1970s. Now he is turning to philanthropy to fulfill his desire to make New Brunswick a better place. Boraie’s financial success in the real estate world enabled him to make a critical donation of $1.5 million to Rutgers University in 2015.

According to Newswise, Boraie’s donation has gone on to help fund research that is helping to put New Brunswick on the map as a leader in the field of cancer research. The funds that he and his family donated went toward the establishment of the Omar Boraie Chair in Genomic Science at the Rutgers Cancer Institute of New Jersey. reveals that the Rutgers Cancer Institute has been a national pioneer in revolutionizing the way that oncologists understand and treat cancer. The Institute combine the science of genetics with a medical framework that is known as precision medicine to develop a more comprehensive way of providing patients with the care that they need to eventually beat their disease and lead cancer-free lives. Boraie’s donation will support the vital work of expert Dr. Shridar Ganesan who has been named as the first person to hold the position of the Omar Borai Chair in Genomic Science at the Institute. Dr. Ganesan is a medical school professor, researcher and a highly trained cancer specialist that has worked on cancer research at renowned institutions like Harvard Medical School. The work he has done on genomic science and precision medicine could result in advancements that provide new hope to patients that have been diagnosed with aggressive forms of cancer, cancers that are rare and cancers that have proven difficult to treat.

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Bruce Levenson Sues American International Group

Attorney philanthropist Bruce Levenson filed suit against the American International Group insurance company for breach of contract after selling the Atlanta Hawks. Goldman Sachs expected Levenson to get $1 billion for the Hawks and use of the Philip’s arena. He confidently hired Goldman Sachs and Inner Circle Sports to sell the Atlanta Hawks after the NBA signed lucrative television contracts with corporate sponsors.

Attorney Bruce Levenson co-owned The Atlanta Hawks Basketball and Entertainment, LLC, and he and Ed Peskowitz co-founded United Communications Group. Since 2015, he served on the board of directors of TechTarget, Inc. Bruce Levenson serves as the president of the “I Have a Dream Foundation,” and he contributes to philanthropic foundations. He also represents the Newsletter and Electronic Publishers Association. He began his career as a writer for the Washington Star and the Observer. His Bachelor of Arts degree is from Washington University, and his Juris Doctorate is from American University. This information can be sourced from Wikipedia.

Antony Ressler purchased the Atlanta Hawks for $850 million in April 2015. The contract was final by June 2015. The sale led to the termination of Danny Ferry, the Hawks general manager, who signed a six-year contract in 2012. Levenson expected his commercial insurance to pay for Danny Ferry’s “wrongful termination,” but his New Hampshire insurance company stated that he did not file a claim upon which relief may be granted. American International Group insurance company further stated that half of Dan Ferry’s $18 million contract is beyond the limits of the Atlanta Hawks’ policy.

Levenson filed suit against AIG in the Superior Court of Fulton County for “breach of contract” and dealing in “bad faith.” Levenson asserted that the Atlanta Hawks’ insurance policy covered their employment practices, which included “wrongful termination” and “torts.” Levenson assumed liability for Danny Ferry’s termination, and he expected his insurance company to assume the loss and pay the remainder of his contract. AIG does not agree. For more info, check out



OSI Group: Taking the Food Industry to Greater Heights

OSI Group is a reputable company known for its high-quality products that it provides to the beverage and food sector. Founded in 1909, the firm has its headquarters in Aurora, Illinois. They have specialized in processing of foods like hot dogs, vegetable products, poultry, meat patties, fish, pizza, and bacon. OSI Group has been recognized and ranked 58th by Forbes as one of the top 100 companies. The company has also made a name for itself in food and beverage industry, with recognition from Forbes as well as other business magazines.

Sheldon Lavin’s leadership has helped OSI group to become the successful enterprise it is today. He strives to make sure the company reached the international markets. Through his work, he has earned the Vision World Academy’s Visionary Award. Lavin was a financial expert before joining the company. He worked towards transforming OSI group from a local food enterprise to a global business that makes billions of dollars. The processing business of OSI Group has set up 60 plants in 16 countries.

The OSI group is a firm that has been working, over the years, towards developing and penetrating the food and beverage market. Recently, the company expanded its business via the acquisition of the Baho Food. The Dutch initially operated the business. It had a large market share. Baho Foods specialized in offering portable foods such as deli meats and snacks.

OSI Group did not disclose the transaction’s financial details because it is a private company. It intends to use Baho Foods to penetrate the Europe food market. David G. McDonalds, the company’s president, is of the opinion that there will be a notable development in OSI’s products portfolio. Additionally, the firm will have the ability to satisfy the requirements of the clients.

Baho Foods has mainly established itself in Netherlands and Germany where they have built their food processing plants. The business comprises of five main subsidiaries. These include Gelderland Frischwaren, Vital Convenience, Bakx Foods, Henri van de Bilt and Q Smart Life. The company’s commodities are available in about 18 European countries. Baho Foods’ managing director, John Balvers, is expected to join OSI as one of the group’s executive. He will help in ensuring the two firms make the transitions smoothly.

The acquisition of Baho Foods will allow OSI Group have a big market and provide a wide variety of brands and commodities to the customers. The company also aims to expand into Asian countries, especially China.

How EOS Changed Lip Balms

Lip balms were for an incredibly long period, dominated by tubes of Chapstick and other similar products. Brands were competing based on price and customers had limited options available to choose between. Flavors were pretty much bland or cherry and all had very medicinal flavors associated with them.

Then EOS happened. EOS lip balm started seven years ago and quickly revolutionized the industry after showing up in major retailers like Walgreens, Walmart, and Target. Customers and market observers started to notice the new brand and over time has developed into a powerhouse which sells over one million units of lip balm each week.

How they were able to do so is part of article in Fast Money. EOS’ co-founder Sanjiv Mehra elaborated the steps that they took to develop their brand starting as a small start up and developing into the behemoth.

What EOS did was re imagine the lip balm industry given that the brands in the market were not differentiating themselves in any noticeable way. Lip balm was considered to be a commoditizied product with the market players competing on price rather than on product differences. According to, they stepped in an began to design products for the major buyers of lip balm; women, and developed a product that was increasingly organic, all-natural, had creative flavors and applicator tubes to deliver it. More so than anything else EOS’ choice of an orb as an applicator tube has allowed the brand to become differentiated in the eyes of their customers.

Overall, what EOS set to do, according to Mehra, was create a product that women enjoyed using and were excited to use, and certainly succeeded in doing so. Further, EOS created a lasting product and brand that has allowed the brand to continue to stand out and succeed despite the presence of emulations by the existing competitors in the industry and new start-ups.

Visit the EOS website @ and Facebook page to view the full EOS product gallery.




Capital Group Implements a Leadership Succession Plan

Timothy D. Armour serves as both a leader and advisor to the Capital Group. Armour is the chairman and CEO of the investment management firm. He has worked in various leadership positions at Capital Group for over 33 years.

His areas of specialization range from portfolio management, executive leadership, equity investment, to global communication management. The rapid growth that Capital Group is currently undergoing is a manifestation of Armour’s personal discipline, ability to learn, and thoughtful leadership.

Academics and Career

Tim Armour pursued his higher education at the Los Angeles-located Middlebury College. He graduated with an undergrad in economic. Immediately after earning his degree, he joined Capital Group as an intern in The Associate Program. After a short stint as an intern, Armour became the equity investment analyst tasked with the duty of managing global communications and service firms located in the U.S.

Tim Armour combines his academic proficiency and experience in investment management to spot market trends and shift and react on time. He is an accomplished equity portfolio manager. He heads the management committees of Capital Research and Management Company as well as Capital Group Management Committee.

Capital Group Board promotes Tim Armour to Chairmanship Position

On July 28, 2015, Capital Group’s governing council hired Armour as chairman. Armour will work hand in hand with other senior members of the firm’s committee, including Phil de Toledo and Rob Lovelace. The leaders will be in charge of coming up with reliable business strategies, communicating, and implementing them. They will also manage the daily affairs of the company.

The Capital Group’s Board developed this leadership succession plan a couple of years ago and executed it following the death of Jim Rothenberg, the former chairman. Various leaders including Armour praised the late Jim for his commitment to achieving the mission of Capital Group of Companies. They promised to honour Jim by dedicating their efforts towards filling the void he had left.

Capital’s Recipe for Success

Capital Group has continued to rule the circle of investment due to the combined talents of all employees who are committed to transforming the firm’s visions into reality. The company’s management committee and its 7,600 associates dedicate their efforts towards upholding the 84-year outstanding reputation of offering field-tested investment solutions to investors.

Statements of Janet Yang, Capital Group’s CFA

Janet Yang applauded Armour for securing such a prestigious position. She said that Tim Armour had already demonstrated exceptional leadership abilities since he joined the company more than three decades ago. According to her, Tim Armour is the perfect candidate for the chairmanship position.

Can You See The Future?